In the build up to the PPI deadline on the 29th August 2019 we not only received the expected upswing in enquiries regarding PPI policies, but we also found that more people than ever were contacting us regarding other policies such as mis-sold Endowments, Investment policies, Packaged Bank Accounts, FSAVCs and Pensions.
A large proportion of these people mentioned to our agents that they wanted to get their Investment/Endowment Mortgage/PBA/FSAVC/Pension complaints in before the PPI deadline.
The PPI deadline only concluded Payment Protection Insurance complaints. All banks, lenders and insurers are still accepting complaints on other financial products.
We are still taking on cases for the following products:
Endowments
If you were sold an Endowment mortgage policy, you could be owed thousands of pounds in compensation if the policy suffered a shortfall. You can also complain if you believe you will suffer a shortfall in the future, or if you have already cashed in your policy.
It is possible that your Endowment complaint may be time-barred. We have our own in-house time-bar team that may be able to lift that for you.
Investments
Did you have an investment that under-performed? Were you advised to not take out a risk free savings account and instead take out a product that could potentially lose you money?
By making a complaint to your investment provider, you could claim thousands of pounds in compensation.
FSAVCs
Free Standing Additional Voluntary Contributions (FSAVCs) make up a separate, additional pension plan away from your main employers pension. They were usually sold to people who work in the public sector (teachers, NHS works, civil servants etc) and had much higher fees than simply adding the extra money to the original employers pension pot.
If you had or currently have an FSAVC policy, with a complaint to your provider you could be owed compensation in the thousands of pounds.
Packaged Bank Accounts
Packaged Bank Accounts are current accounts that have a monthly fee attached to them. In return they offer benefits such as mobile phone insurance, car breakdown cover or travel insurance. Over 11 million of these accounts have been sold in the UK with estimations that 20% of these (2.2 million accounts) have been wrongly sold.
In many cases, the benefits of the account did not warrant the fee. For instance you may not own a car, or never travel abroad. Claims can still be made even if the account has been closed.
Find out now if you can claim compensation for a mis-sold packaged bank account.
Start Your Packaged Bank Account Claim
Payday Loans
Payday loans are short term finance agreements intended for you to borrow a small sum of money and pay it back within a month, once you get your monthly salary. Unfortunately these lenders tended to prey upon people who could not afford to pay it back, meaning they rolled over the debts. This is particularly harsh on the consumer due to the astronomical APR charged on these loans.
These services have since been heavily fee capped, but you can still complain about past loans. Compensation can be many thousands of pounds.
Alternatively, please feel free to fill in the form below, select your relevant product and we will give you a call back to discuss your claim.