If you answered yes to the above question there is a chance that your Marks & Spencer PPI policy was mis-sold and you could be due compensation.
Many consumers are unaware of the full costs of a PPI policy.
This is due to lenders not making cosumers aware that the full cost of the policy was added to the loan, therefore incurring the same rate of interest as the rest of the loan.
In most cases, a self employed consumer would not be eligible for a PPI policy as it was written into the small print as an exclusion.
Many self employed consumers were still sold these policies even though it is impossible for them to make a sucessful claim.
You may not have been advised that you can get the same level of cover elsewhere.
Similar polices by independent insurers are readily available and in most cases, considerably cheaper.
If your employer offers you sick pay, you may have never needed a Payment Protection Insurance policy in the first place.
If you fell sick and unable to work, you would still be able meet your payment schedule as your earnings would not change.
A full Refund of Premiums paid on the Policy
A full Refund of all interest paid on the Premiums
An additional 8% Compensatory Interest
We can trace your account number for you
Even if your loan has been paid off and you have no paperwork relating to the finance!
You do not need to use a CMC to make a complaint to a lender or other compensation scheme, such as the Financial Services Compensation Scheme (FSCS). If your complaint is not successful you can refer it to the Financial Ombudsman Service (FOS) yourself fee free.
It IS Your Money will never charge you a penny to set up a complaint.
If we don’t win you anything, we don’t charge you anything.
Unlike other companies we have no extra costs we’re not telling you about.
We have a very high success rate spread across many thousand happy customers.
We want to win your claim, fast. We don’t get paid until you’ve been paid.
Our experience goes a long way, we’ve won thousands of cases in our time.
We offer a bespoke service with no hold music and a person on the phone within seconds.
Still not too sure? See what our previous customers have said about us.
We can speak on your terms, whether that's email, phone, text or letter.